What it costs to turn a Swiss salary into euros, compared with what a Swiss bank typically charges.
Provisional figuresFigures are not yet reviewer-confirmed.How we check
Why not just let the bank do it?
Swiss banks often hide the fee in the exchange rate instead of showing a commission, so you receive less than the mid-market rate. moneyland.ch measured an average 2.92% spread across more than 40 Swiss banks; for a one-way salary conversion, that is roughly 1.46% — see the bank study.
Typical Swiss bankCHF 87.60
Cheapest platform belowCHF 7.20
You keepCHF 80.40 a monthabout CHF 964.80 a year
An average across more than 40 Swiss banks rather than one reviewed provider — about 1.46% one-way, half of the 2.92% average euro foreign-exchange spread, because a salary conversion is one-way. moneyland.ch 2018
Ranked by our Workacross scoreCost 50%Salary fit 20%Safety 15%Speed 10%Reviews 5%Salary fit is a Swiss IBAN your employer can pay into and automatic conversion. How we score
Five signals, weighted for a monthly CHF → EUR salary transfer.
50Costspread + fixed fee on your amount
20Salary fitSwiss IBAN + recurring conversion
15Safetysupervision + safeguarding
10Speedpublished arrival time
5Reviewspublished customer rating
Why cost leads. It currently spans 38 points across providers, while reviews span only 0.4. Salary fit is based on recorded product facts, not opinions.
Safety note. None of these providers is a Swiss bank, so Swiss-bank CHF 100,000 deposit protection does not apply.
Provisional figures. Published fees still need a Workacross review. Open each provider source before acting on a number; pricing can change.
Residence France; salary paid in CHF from a Swiss employer; converting CHF to EUR for a euro account
Not sure which fits your setup?
Whether you need a Swiss IBAN depends on how your employer pays you.
Published pricing terms, not live rates. Costs are what each provider states it charges; the rate you receive on the day is set by the provider. This is not financial advice and Workacross earns nothing from these links.